Credentials
Plain definition. Credentials are signed statements that can be stored on the XRP Ledger and can attest to a user’s identity, legal status or other status, provided by issuers to users who meet their criteria.
Technical definition. Credentials are a set of tools for managing authorization and compliance requirements using the XRP Ledger, and they require the Credentials amendment. Each credential applies to a specific user’s XRP Ledger account and is attested by a specific credential issuer; the user accepts it to make it valid, and authorizers can use it for Deposit Authorization and permissioned domains. The issuer can revoke a credential by deleting it from the ledger, and the user can also delete their own.
On this site
On this site, Credentials comes up in What compliance features does the XRP Ledger offer institutions? and What features does the XRP Ledger have today, and what new ones (like lending) are coming?.
Source
Credentials (xrpl.org), read October 1, 2026.