Inheritance planning
Plain definition. For crypto, inheritance planning means making sure digital assets can be found, accessed, valued, managed and passed on after death or incapacity, while limiting legal and tax risks.
Technical definition. Cryptocurrency estate planning is “the process of ensuring that digital assets can be properly identified, accessed, valued, managed, and transferred in the event of death or incapacity while minimizing legal and tax risks.” It covers more than choosing who will inherit: a plan typically addresses digital asset inventories, executor access procedures, wallet recovery planning, tax reporting obligations, estate administration, and trust and succession planning. In Canada the CRA treats cryptocurrency as property, so the tax consequences at death depend largely on whether holdings are capital property or business property.
On this site
On this site, Inheritance planning comes up in What happens to my XRP when I die?.
Source
Crypto Estate Planning In Canada: CRA Tax Treatment On Death, Wills And Inheritance - Tax Authorities - Canada (mondaq.com), read October 1, 2026.