Educational information only. Not financial advice. Crypto is volatile. Verify sources and decide for yourself.

OCC

Plain definition. The OCC, short for the Office of the Comptroller of the Currency, is a U.S. Treasury bureau that charters, regulates and supervises national banks.

Technical definition. The Office of the Comptroller of the Currency (OCC) is an independent bureau of the U.S. Department of the Treasury that charters, regulates, and supervises all national banks, federal savings associations, and federal branches and agencies of foreign banks. It works to ensure that the banks it supervises operate in a safe and sound manner, provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations. Congress gives the OCC no appropriations, and Jonathan V. Gould became Comptroller of the Currency on July 15, 2025.

On this site

On this site, OCC comes up in What is Ripple Custody, and which banks use it?, Is Ripple becoming a bank (Ripple National Trust Bank)?, Can regulated institutions safely custody XRP?, Can US banks now hold and custody crypto like XRP? and What rules govern lending against XRP, and how do bank capital rules treat it?.

Source

Who We Are | OCC (occ.gov), read October 1, 2026.

Pages that cover OCC