XRPFi
Plain definition. XRPFi is moving XRP into programmable finance so it can be lent, staked, traded or used as collateral rather than simply held, as Flare described it in May 2026.
Technical definition. Flare described XRPFi in a May 8, 2026 post as XRP moving into programmable finance. In that model, FXRP brings XRP onto Flare as active capital that can be deployed, lent, staked, traded, used as collateral and routed into vault strategies. Flare described the aim as a connected system where XRP moves between risk profiles and financial uses: the XRP Ledger stays the asset and settlement layer, and Flare provides the compute, data and execution layer.
On this site
On this site, XRPFi comes up in Is XRP already used as collateral and credit, or is that still in the future?, What is FXRP, and how much of it is actually being used?, What kinds of XRP credit exist today? and Can I earn yield on XRP without selling it?.
Source
XRPFi's next phase | Flare Skip to content Close Participate Learning Center Wallets On & Off Ramps Delegate &a (flare.network), read October 1, 2026.