Educational information only. Not financial advice. Crypto is volatile. Verify sources and decide for yourself.

Escrow

Plain definition. On the XRP Ledger, an escrow locks up XRP or fungible tokens so they can’t be used or destroyed until set conditions are met.

Technical definition. The XRP Ledger replaces the third party of a traditional escrow with an automated system built into the ledger: a sender’s EscrowCreate transaction defines the amount, the release conditions and the recipient, and the ledger then creates an Escrow object that holds the funds. Escrows can be time-based, conditional (released by a correct fulfillment to a crypto-condition) or a combination of the two. The recipient sends an EscrowFinish transaction to receive the funds once the conditions are met; an expired escrow stays in the ledger until an EscrowCancel transaction returns the funds to the sender.

On this site

On this site, Escrow comes up in What is the history of XRP?, Why do so many crypto people dislike XRP (the “XRP Army” critique)?, Is Ripple abandoning XRP?, What would happen to XRP and the XRP Ledger if Ripple failed? and How does XRP compare with Bitcoin and other major coins?.

Source

Escrow (xrpl.org), read October 1, 2026.

Pages that cover Escrow