Tokenization
Plain definition. Tokenization is creating assets, or digital stand-ins for existing assets, on a shared digital ledger that people trust and that can run programmed rules.
Technical definition. In its January 2025 technical note, the International Monetary Fund defines tokenization as the creation of assets or representations of assets on a digital ledger that is shared, programmable, and trusted, and treats distributed ledger technology as one prominent implementation rather than part of the definition. Tokens can be issued directly on the ledger (“native”), created as virtual representations of existing assets held off the ledger (“non-native”), or produced by migration, where a non-native token and its off-ledger asset are replaced by a native token. Programmability means the ledger stores code-based instructions (smart contracts) that can create assets or financial applications and enforce rules automatically.
On this site
On this site, Tokenization comes up in Do more stablecoins and tokenized assets make XRP more or less useful as a bridge?, What happened in the XRP ecosystem in each quarter of 2026?, Is institutional capital actually flowing into XRP in 2026?, How much tokenized asset value is on the XRP Ledger? and Can tokenized Treasuries and funds be turned into cash or credit?.
Source
Tokenization and Financial Market (imf.org), read October 1, 2026.
Pages that cover Tokenization
- What happened in the XRP ecosystem in each quarter of 2026?
- Do any US states, foreign governments or central banks hold or use XRP or the XRP Ledger?
- What is the strongest bullish case for XRP, and is there evidence for it?
- How much tokenized asset value is on the XRP Ledger?
- Do more stablecoins and tokenized assets make XRP more or less useful as a bridge?
- Does tokenization on the XRP Ledger create any demand for XRP?
- How big is tokenized repo and collateral movement on other platforms, and where does the XRP Ledger stand?
- Are XRPL institutional announcements actually becoming live products?
- How does the XRP Ledger compare with Canton, Hedera and other institution-focused chains?
- Is Dubai putting property titles on the XRP Ledger?
- How big could the tokenized-asset market get, and how reliable are the forecasts?
- Is the XRP Ledger's $4 billion tokenization figure real, and how much is tradable?
- What do tokenized markets need, and is XRPL built for it?
- Is institutional capital actually flowing into XRP in 2026?
- Can tokenized Treasuries and funds be turned into cash or credit?