Ripple Payments
Plain definition. Ripple Payments is a cross-border stablecoin payment solution that helps businesses send and receive payments across borders using blockchain and digital assets such as XRP.
Technical definition. In a May 28, 2025 guide, Ripple described Ripple Payments as a cross-border stablecoin payment solution and a modern alternative to traditional cross-border payment rails. It uses blockchain, digital assets such as XRP and stablecoins such as Ripple USD (RLUSD), and Ripple says transactions settle in near real time, with participants able to see each transaction’s status and fees. Through single onboarding, businesses join Ripple’s global payout network, which supports pay-in and pay-out in both stablecoins and local fiat currencies.
On this site
On this site, Ripple Payments comes up in What does Ripple do today, and is it just a company that sells XRP?, How do Ripple’s business lines fit together?, What is Ripple Payments and how big is it?, Is Ripple abandoning XRP? and What is XRP actually used for?.
Source
Cross Border Payments: A Guide to International Payments | Ripple | Ripple Products Products Solutions Solutions Custome (ripple.com), read October 1, 2026.
Pages that cover Ripple Payments
- How do Ripple's business lines fit together?
- Is Ripple abandoning XRP?
- What is Ripple Payments and how big is it?
- What would show the XRP institutional thesis is working next year?
- What is the Ripple and Bitso MXNB stablecoin on the XRP Ledger?
- How could a corporate treasurer end up using XRP?
- How could borrowed XRP support a cross-border payment?
- Do banks actually need XRP, or just Ripple's software?
- How much of Ripple's payment volume actually uses XRP?
- How does Ripple's On-Demand Liquidity (ODL) use XRP?
- Will RLUSD and other stablecoins replace XRP?
- Do banks actually use XRP?
- What does Ripple do today, and is it just a company that sells XRP?
- How does Ripple's payment system decide whether to route a payment through XRP?
- Is XRP payment routing live, and has it proven it can win routes?
- What is XRP actually used for?