XRP Ledger (XRPL)
Plain definition. The XRP Ledger, or XRPL, is a decentralized public blockchain for creating, transferring and exchanging digital assets, built with a focus on compliance.
Technical definition. XRPL.org defines the XRP Ledger as “a decentralized public Layer 1 blockchain for creating, transferring, and exchanging digital assets with a focus on compliance.” It supports many kinds of assets, from stablecoins to tokenized real-world assets. Transactions settle in 3 to 5 seconds for a fee of about 0.000011 XRP, and its built-in trading infrastructure combines an order book with an automated market maker (AMM).
On this site
On this site, XRP Ledger (XRPL) comes up in What’s the difference between Ripple, XRP and the XRP Ledger?, What is the history of XRP?, What is XRP?, Does Ripple control XRP or the XRP Ledger, and can it freeze my coins? and What is the XRP Ledger, and is it a real blockchain?.
Source
XRP Ledger Home | XRPL.org (xrpl.org), read October 1, 2026.
Pages that cover XRP Ledger (XRPL)
- What actually makes XRP different from Stellar and other fast networks: speed or integration?
- What would give XRP a real competitive moat, and what stands in its way?
- Does XRP credit depend on native XRPL lending?
- How does the XRP Ledger's native lending protocol work?
- What is Evernorth doing with its XRP, and how does it plan to earn yield?
- What can a company do with XRP held in its treasury?
- What happened in the XRP ecosystem in each quarter of 2026?
- Do any US states, foreign governments or central banks hold or use XRP or the XRP Ledger?
- Has the US government officially chosen XRP for any role?
- What would happen to XRP and the XRP Ledger if Ripple failed?
- Do XRP fee burns make XRP scarce?
- What is the strongest bullish case for XRP, and is there evidence for it?
- What should I watch instead of the XRP price?
- Is XRP ecosystem growth exponential, and will 2026's growth rates continue?
- What does the evidence say about how much XRP liquidity a share of global payments would need?
- What is the Ripple and Bitso MXNB stablecoin on the XRP Ledger?
- How much XRPL trading involves RLUSD, and how much of it is against XRP?
- What is RLUSD, and what does it mean for XRP?
- Why do stablecoins matter for XRP liquidity?
- How deep is XRP/RLUSD liquidity on the XRPL DEX?
- What could XRPL stablecoin supply be by the end of 2026?
- How much stablecoin value actually moves on the XRP Ledger?
- Does Ripple control XRP or the XRP Ledger, and can it freeze my coins?
- What is the history of XRP?
- What's the difference between Ripple, XRP and the XRP Ledger?
- What is the XRP Ledger, and is it a real blockchain?
- What is Aviva Investors doing on the XRP Ledger?
- What is collateral mobility, and why did Ripple invest in ZILO and Licuido?
- What was the JPMorgan, Mastercard and Ondo tokenized Treasury redemption on XRPL?
- How much tokenized asset value is on the XRP Ledger?
- How do XRP Ledger AMMs work, and can XRP holders earn fees in them?
- Is XRP Ledger usage growing or shrinking?
- Can institutions use XRPL AMMs through Ripple's APIs?
- What is auto-bridging on the XRP Ledger, and is it real or marketing?
- Who writes and pays for the XRP Ledger's software, and could it continue without Ripple?
- How much activity is on the XRP Ledger right now?
- What features does the XRP Ledger have today, and what new ones (like lending) are coming?
- Has the XRP Ledger ever halted, forked or lost funds since 2012, and what happened?
- Is XRP's cryptography at risk from quantum computers?
- How much XRP Ledger activity is bots, spam or wash trading?
- How much trading does XRPL DEX liquidity support relative to its size?
- How much trading happens on the XRPL DEX, and is it growing?
- Can AI agents and machines pay with XRP?
- How deep is XRP's market liquidity, and is it enough for global settlement?
- Do more stablecoins and tokenized assets make XRP more or less useful as a bridge?
- What is the XRP liquidity flywheel, and is it running?
- How does XRP Ledger pathfinding route payments?
- What is actually holding XRP adoption back: technology or activation?
- How much RLUSD exists, and how fast is it growing?
- Will RLUSD and other stablecoins replace XRP?
- What is XRP?
- Does tokenization on the XRP Ledger create any demand for XRP?
- Where can I find trustworthy, current XRP news?
- Could direct stablecoin pairs make XRP unnecessary on its own ledger?
- Are XRPL institutional announcements actually becoming live products?
- What are the possible structural outcomes for XRP?
- Is XRP's valuation justified by activity on the XRP Ledger?
- How does the XRP Ledger compare with Canton, Hedera and other institution-focused chains?
- What are the risks of earning yield on XRP through AMM pools or wrapped XRP?
- Does XRP held by ETFs just sit idle?
- Does Ripple's success mean XRP's price goes up?
- How much stablecoin value is on the XRP Ledger, and how fast is it growing?
- Is Dubai putting property titles on the XRP Ledger?
- Does every payment on the XRP Ledger go through XRP?
- How do XRP Ledger upgrades (amendments) get approved, and who decides?
- How is XRP kept secure if it isn't mined?
- Does the XRP Ledger support smart contracts (Hooks, the EVM sidechain), and does that matter for XRP?
- What does it cost to send XRP, and how fast is it?
- What compliance features does the XRP Ledger offer institutions?
- What developments would show the U.S. government is actually using XRP?
- How do you measure how much XRP is actually being used?
- Is money going into XRP infrastructure ahead of real demand?
- Can an RLUSD payment route through XRP automatically?
- What does "XRP" stand for?
- Is the XRP Ledger's $4 billion tokenization figure real, and how much is tradable?
- What do tokenized markets need, and is XRPL built for it?
- How do XRP, RLUSD and tokenized Treasuries fit together on one ledger?
- Is native lending live on the XRP Ledger yet?
- Is XRP payment routing live, and has it proven it can win routes?
- Is DeFi TVL a good measure of XRP liquidity, and what should be measured instead?
- Is institutional capital actually flowing into XRP in 2026?
- How long would XRPL liquidity take to reach $5B to $250B at 2026 growth rates?
- Can tokenized Treasuries and funds be turned into cash or credit?
- Are tokenized US Treasuries live on the XRP Ledger?
- How much liquidity is in XRPL AMMs, and why do figures differ?
- What is XRP actually used for?